How it works
From a question to a comparison
Zup Loans is built to show cost and to record an enquiry. In this version the enquiry ends here. A future lender handoff would be named before it happened.
You describe the loan
Amount, purpose, tenure, work, income range, city, and a contact number. Identity documents are not part of this step.
Published rules are checked
The form is compared with the eligibility stored on each published record. Credit score is used only as a warning unless a cutoff is on that record. None is, in this dataset.
You compare the cost
Rates, fees, and an EMI estimate sit together. APR stays “Not disclosed” where the record has no APR. You can open the calculator with your own rate.
Nothing is sent to a lender
If you consent, the enquiry is saved in this demo environment. The delivery step reports that no lender API is configured. You can open the status page with your reference and withdraw consent from the contact form.
The last stage is a stop. This demo does not redirect you to a lender and does not share the enquiry.